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BCT
- Dec 30, 2019
- 1 min
Why Title Insurance? Part 3
An important part of title insurance is its emphasis on risk elimination before insuring. This gives you, the policyholder, the best possible chance for avoiding title claim and loss. Title insuring begins with a search of public land records affecting the real estate concerned. An examination is conducted by the title agent or attorney on behalf of its underwriter to determine whether the property is insurable. The examination of evidence from a search is intended to full
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BCT
- Dec 29, 2019
- 1 min
Why Title Insurance? Part 2
There are two basic kinds of title insurance: Lender or mortgagee protection Owner’s coverage Most lenders require mortgagee title insurance as security for their investment in real estate, just as they may call for fire insurance and other types of coverage as investment protection. When title insurance is provided, lenders are willing to make mortgage money available in distant locales where they know little about the market. Owner’s title insurance lasts as long as you, t
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BCT
- Dec 28, 2019
- 1 min
Why Title Insurance? Part 1
Title insurance is not as well understood as other types of home insurance, but it is just as important. You see, when purchasing a home, instead of purchasing the actual building or land, you are really purchasing the title to the property – the right to occupy and use the space. That title may be limited by rights and claims asserted by others, which may limit your use and enjoyment of the property and even bring financial loss. Title Insurance protects against these typ
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